The holidays can be stressful for several reasons: extra traffic, decorating, present wrapping, and relatives being in town are just a few. Many feel that picking out presents for people is also a stressful activity, especially for the picky family member, the co-worker, or an acquaintance. Instead of making that long trip to a crowded mall and taking time to choose a present which has the possibility of being returned, there are ways to make gift-giving easier and less time consuming by purchasing a prepaid” target=”_blank”>www.netspend.com/”>prepaid visa gift card.

It is a well-known practice to purchase gift cards from a particular store for a present; however, in doing this, you are limiting your recipient to just one store. Some may feel giving cash can be very impersonal and slightly tacky. According to a consumer survey by GFK Inc taken this year, 69% of consumers in the United States are planning to give the gift of cash or a prepaid gift card this holiday season to friends, family and colleagues. By doing this, the gift-giver is essentially giving the gift of choice as well as money. It works for all parties involved – the buyer can easily and quickly buy a prepaid card without holiday stresses, and the recipient has the option to choose whatever they want, from wherever they want. Also, unlike a store-bought gift card, prepaid cards rarely subtract from the balance when inactive. Many retail cards have limited spending times and will begin removing $5.00 monthly due to the inactivity.

Purchasing gifts is risky, especially for that picky teen or fickle friend. Often a gift will end up being returned either for credit or money and your shopping efforts are wasted. The National Retail Federation shows that in 2008, 10% of holiday purchases were returned– this rate is in the millions. In order to help retailers, yourself, and the gift-recipient save time, a prepaid” target=”_blank”>www.netspend.com/”>prepaid card is the best option.  It is beneficial for most people to use the gifted money in other ways than at just a single store. Users often split the money on the card among several places, better utilizing the gift.  A prepaid card also gives the receiver an option for online purchases. This opens up the playing field to an even wide number of options for your gift. Many people prefer online shopping, being able to pick out gifts from the comfort of their own home. Why not extend that benefit to your gift recipient?

The holidays are a time for coming together and being with family; don’t miss out on that because of a long list of shopping. Take your time with the important stuff and give the gift of options with a prepaid card. It’s easy and convenient not only for the buyer, but for the recipient as well.

About the Author:

Michael is currently a 4th year accounting student at the University of Texas at Austin. He is particularly interested in business finance and debt. Additionally, he is writing his thesis on prepaid debit cards and prepaid credit cards for teens, distinguishing how young people learn the importance of handling their money only by hands on experience.

Article Source: ArticlesBase.com – Gifting with a Prepaid Card this Holiday Season

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